The answer to this question is not at all easy to deal with. The truth is that the one who pays your medical bills after you are injured in a car accident is you. However, if you were not the one who was at fault for what happened, the at-fault driver is the one who is responsible. Their insurance company is going to reimburse your medical expenses.
Since you are reading these lines, there is a pretty good possibility you were injured in a car accident where you were not the party at fault. The big problem is that the insurance of the other driver is not going to directly pay your doctors. You will also not receive a reimbursement after the doctor visit.
Personal injury settlements are meant to cover your medical bills. A Salt Lake City accident lawyer is going to help you negotiate the correct amount, which is how much you should receive to cover your current, past, and future medical bills when they are connected to the accident. And the settlement can easily take months. Sometimes, it will take years, based on the medical treatment you receive. The big problem is that hospitals and doctors always want to receive payment as soon as possible. You might end up with collections if you do not deal with the expenses.
Your insurance policy plays a role too. When you have a health insurance policy, Medicaid, or Medicare, the doctor bills are submitted to them. You can also receive payment from the car insurance policy after the health insurance pays.
When you do not have Med Pay or health insurance, the only option available is talking to your car accident attorney. They often help you to get the medical treatment you need until you can be paid.
Getting The Deal You Deserve
When you are injured and you file a personal injury claim, which is what you will most likely do, you will negotiate a deal with the insurance company. That deal has to cover everything you lost, including what you will lose in the future because of the injury. You can only get the very best deal with coordination and strategy.
Settling means a part of the settlement money you receive will reimburse the health insurance which paid. How much reaches your pocket varies a lot from case to case and is connected to how much the personal injury attorney is going to obtain.
Keep in mind that besides your medical bills, you also have to deal with pain and suffering, together with several other things that might influence how much you receive. This is why it is so important that you never talk to an insurance company adjuster without having an attorney in your corner.
As you can see, you are the one who is responsible for your injuries when it comes to payment. But, when the accident is not your fault, you are going to get the money back, together with extras from the insurance company of the party at fault.